EarnIn lets you access your money as you earn it — not days or weeks later.
We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms.
EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means:
- 49% can now cover an unexpected expense of $400 since using EarnIn
- 73% can budget more effectively with EarnIn
- 66% have been able to pay bills on time with EarnIn’s help
We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow.
Join us.
EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
Fintech
Financial Services
SaaS
Financial Technology
Overview
Company Mission
EarnIn is dedicated to reshaping financial accessibility by allowing individuals to access their earnings in real-time. The company provides innovative financial solutions such as earned wage access, credit monitoring, automated savings, and low-balance protection, ensuring that all customers can manage their finances without the burdens of fees or credit checks. With a commitment to help customers achieve financial flexibility, EarnIn has positively impacted millions since its inception in 2013.
Employees469
Hq LocationPalo Alto
Company values
Accessibility
Innovation
Community
Diversity
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