Remote Mortgage Credit Risk Manager Job in UK Revolut

Who you are

• 3+ years of mortgage credit risk experience (not including wholesale/treasury experience)
• Knowledge of personal mortgages and collateral management
• A solid understanding of European Retail Credit Regulations and retail credit risk modelling (PD/ECL)

Desirables

• A degree in STEM/Finance with a minimum 2:1/3.7 GPA
• Experience in second line of defence (risk)
• Experience in the European credit market, particularly Lithuania, Ireland, or other Western European markets (e.g. Spain, Portugal, Germany, France)

What the job involves

• Managing Revolut's exposure to mortgage credit risk
• Working with the Risk Modelling team to design, develop, and implement mortgage models
• Managing risk appetite through limit calibration and monitoring
• Maintaining key policies, procedures, and controls
• Engaging with first-line businesses to identify, monitor, and govern emerging mortgage credit risks, including new product risk assessments
• Engaging with key stakeholders, committees, and regional regulators on material mortgage credit risk exposures and limit governance
• Quantifying risk exposures within the organization, considering stakeholder impact where possible
• Protecting the company from excessive risk-taking, saving on both short and long-term costs to the business
• Building trust and reputation with our external stakeholders
• Identifying emerging risks that require immediate attention or could threaten the long-term viability of the company

Application process

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