Extensive experience in commercial lending in real estate investment, development, and buy-to-let markets
Experience with new and existing business applications, management reporting, policy and product development, market development
Manage and develop a portfolio of loans/clients including the acquisition of new clients
Maintaining and developing trusted relationships with clients, brokers and their advisors
Preparation and presentation to sanctioning authority of high quality credit papers
Timely and professional execution of deal structures
Ensuring appropriate security items are taken
Ensuring that AML/KYC due diligence is satisfactory
Ensuring all facilities are operating in accordance with agreed terms
Reviewing and accurately assessing risk rating characteristics
Ensuring industry / legal precedents are incorporated into Bank legal documentation
Reporting of monthly development WIP
Maintaining systems-based records accurately
Guidance and developmental coaching to junior team members
Comply with all company policies and legislative requirements
Developing and maintaining knowledge of Compliance & Risk regulatory information
Support the risk culture by managing risks
Completion of background checks to assess suitability for employment
Desirables
Knowledgeable
Professional
Enthusiastic
What the job involves
Support the delivery of the Commercial Lending business plan across client satisfaction, business development, income generation, brand profile and reputation, risk management, conduct, compliance and staff development
Manage and develop a portfolio of loans/clients including acquisition of new clients and negotiating appropriately structured and priced facilities
Maintain and develop relationships with clients, brokers and their advisors, establishing strategic goals and identifying areas where Hodge can support their needs in the context of risk appetite parameters
Application process
Background checks including criminal record, identity, sanctions, adverse finance, fraud prevention and reference checks
For more than 50 years we’ve been making a difference to the lives of our customers, helping them achieve their hopes and dreams. Tens of thousands of customers across the UK trust us to support them because of our expertise and knowledge in the markets we serve, and the experience we use to create new ways of helping more people live better lives. Whether it’s saving for a rainy day or a key life event, taking on a mortgage for a cherished home, or investing in or developing property, we’re here to support in your moments that matter.
Company benefits
Equal opportunities employer
Promotes equality and diversity
ESG and sustainability focused
Welcomes applications from all community sections
Advocate of being an equal opportunities employer
Company values
Do you want to be part of a force for good, helping to make life better for customers & society in the moments that matter? At Hodge, we put people at the heart of our business and that means our customers, colleagues and communities. Hodge is a Welsh financial service provider that focus on commercial lending, and specialist residential mortgage markets.
This role will support the delivery of the Commercial Lending business plan across the spectrum of client satisfaction, business development, income generation, brand profile and reputation, risk management, conduct, compliance and staff development.