Lendable is a platform that makes borrowing money and saving money effortless; across loans, credit cards, car finance, utility bills, insurance, mobile contracts and more.

With an AI trained on a decade of proprietary data, Lendable takes a holistic view of each customer’s finances to expand access to affordable, fast and transparent credit and savings.

A relentless focus on building the best technology for customers results in being able to provide instant decisions, personalised rates, and transferring of funds within minutes. This in turn has delivered an unprecedented 5.0 stars out of 5 on Trustpilot from over 95,000 reviews on Lendable and a category-leading 4.8 stars for Zable.

Through Zable, Lendable’s superapp, the firm delivers personalised insights to millions of customers, making it simple to track your credit health, save money refinancing to cheaper deals, and access transparent credit options.

Lendable is now the UK’s largest non-bank lender for loans and one of the largest issuers of credit cards in the country, with a growing presence in the United States. 

Check out Lendable, Zable UK (https://zable.co.uk/), Zable US (https://zable.com) and Autolend (https://www.autolend.co.uk/) for more details.

Lendable

Building the world's best technology to help people get credit and save money.

About LendableLendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About The RoleAs a Senior Product Engineer, you'll be a key player in our engineering organisation, a vibrant community of talented engineers spanning backend, frontend, mobile, and platform disciplines. This isn't just about maintaining; it's about innovating. You'll dive into a wide range of exciting projects, from building and integrating new APIs that elevate the customer journey to optimising our cutting-edge lending platforms. You'll also engage in deep architectural discussions, shaping the future of our products. There's ample opportunity to grow, contribute, and truly make your mark.
Our Modern Tech StackWe believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:Backend: PHP 8, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, KubernetesCI/CD: GitHub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)Testing: Behat, PHPUnit for robust automated testing
What We're Looking ForWe're seeking passionate engineers who are excited to contribute and grow with us:Strong, business oriented, engineer with modern PHP development experience (PHP 8.0+ is a must). You're fluent in the latest PHP features and best practices.A solid grasp of Symfony or Laravel.Experience with Domain Driven Design, CQRS, Message-Driven Systems, and Event SourcingFamiliarity with microservices architecture and working on financial systems is a bonus.Excellent automated testing skills (unit, integration, functional) - you believe in quality code.A genuine desire to learn, collaborate, and contribute your ideas within a highly collaborative team.High degree of ownership and autonomyExperience in a cross-functional environment is a plus, but not essential.
Interview ProcessWe value your time and have designed an efficient process to get to know you:A quick chat with one of our team to see if the role is a good match.15 minute cognitive assessment90 minute technical live coding exercise60 minute culture interview
Life at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
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Senior Product Engineer - PHP

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