At OnePay, we believe that better money makes life better. We also believe the future of financial services is meeting consumers where they already are — in their daily lives, workplaces, and communities nationwide. With banking, high-yield savings, credit cards, point-of-sale lending, investment and crypto offerings, OnePay is providing millions of consumers with the tools they need to holistically manage their financial lives all in one place.

Alongside its fast-growing consumer offering, OnePay also partners with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. Through its B2B financial wellness suite, OnePay consolidates savings, spending, and credit tools into one platform, complementing or unifying existing benefits to improve employee stability, engagement, and productivity.

Backed by Ribbit Capital and Walmart, OnePay has a 4.9★ app rating, is growing quickly, and is always looking for talented people to join our team. Learn more at www.onepay.com.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.

OnePay

The all-in-one financial platform trusted by millions of consumers to make money better.

About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But What Really Sets OnePay Apart Is How We Move. Our Customers Don’t Have Time To Wait… And Neither Do We. This Place Moves Fast, And We’re Looking For People Who Are

Ready to runHungry and driven by urgencyExceptional at what they do, with low egoComfortable operating in motion

The Role

Team Integration: As an intern, you’ll be an essential part of our engineering team, working alongside skilled professionals on cutting-edge projects. You’ll collaborate with cross-functional teams, including Platform, Product, and more, gaining exposure to the broader business.Real-World Projects: You’ll take on a variety of projects that align with your skills and interests, contributing to key engineering initiatives. By the end of the program, you’ll showcase your work through a final presentation to your team and peers.Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.

You Bring

Pursuing a Bachelor’s Degree: You’re a current student expected to graduate in the Fall 2027/Spring of 2028 majoring in Engineering or a related field.Prior Experience: You've completed at least one previous software engineering internship, or have built substantial personal or academic projects you're excited to talk through.Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout.Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting.

What We Offer

Early access to a high potential, high growth fintechBeautiful Tribeca OfficeFully stocked kitchen with beverages and snacksWeekly professional development and team social outings

Program & Application Timeline

Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)We review applications and conduct interviews on a rolling basis as they come inNo offer decisions will be made until the application window closes – all candidates are evaluated together before final decisions go outWe are targeting a finalized cohort by December 1, 2026If there are intern spots still available, we may reopen applications in Spring 2027

Standard Interview Process

Our Process Varies By Role. Most Candidates Go Through

AI-assisted initial screenInterview with Talent PartnerTechnical or Hiring Manager InterviewTeam InterviewExecutive InterviewOffer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Software Engineer, Intern

What the job involves